Innisfil Mayor and Council - No plausible deniability
Verico the Mortgage Station, Loan Sharks In Lefroy

Verico the Mortgage Station

Loan Sharks Defrauding Seniors in Simcoe County Now Hiding Behind a Wall of Lies and Deception.

A documentary in production for broadcast and streaming

Five Points Media is a provincially registered media company and community channel.

Production: 416-996-2786 ~ Email jironside@fivepointsmedia.ca

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Our reports and evidence remain 100% uncontested by any identified person.
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This 'threat' was sent by an anonymous coward who feared signing their own name.

Why is the HomeEquity Bank, an asset of the Ontario Teachers' Pension Plan (OTPP), valued at more than $247.5B, working with loan shark mortgage brokers who prey on seniors and veterans, while draining the resources of local charities, and why are they afraid to challenge the evidence and allegations of a small not-for-profit?

UNREFUTED FACTS - CLICK HERE

  1. Our articles have been online throughout the time shown above; however, we have not received a single challenge to our fully-supported alllegations.
  2. All three brokers who are key to this documentary, David Flude, Lisa Purchase, and Renee Dadswell, have admitted in writing to our allegations.
  3. We have made multiple offers for the brokers of Verico the Mortgage Station and their various corporate allies to explain their side of the story.
  4. Despite our multiple offers of détente, not a single representatives of any of these multi-million and multi-billon dollar companies has stepped up.
  5. We have offerred to cancel this documentary, and to delete all articles and videos, if any of the accused can disprove our claims on camera using evidence.
  6. So far, none of them have shown the courage to stand up and disprove our claims, meaning all of our allegations remain 100 per cent uncontested.
  7. These purportedly 'legitimate' companies, who secretly lie to their clients about us, appear so afraid of our evidence they will not challenge our allegations.
  8. If we were not factual in our reporting, any of those corporations could have attained a cease and desist order or other injunctive relief against us.
  9. Instead, all these wealthy corporations seem willing or able to do is hide in the dark and hope that their clients do not learn the truth.
  10. So far, 97% of comments made online or through emails, direct messaging, etc. have been supportive of our exposure of these criminal acts.
  11. The South Simcoe Police Service is subject to pending investigation after omitting evidence and falsify figures to help the wealthy brokers.
  12. The Producer is 35-year media veteran who has worked as an international television news in places like Bosnia and the Middle East, and as the Deputy Editor of a national European newspaper owned by the Washington Times.
  13. The Producer has also passed on that knowledge and experience by teaching at three community and private colleges in Ontario and British Columbia.
  14. The Producer and crew of this expose documentary represent a not-for-profit community channel that since 2014 has donated more than $700,000.00 worth of services to more than 185 local charities, not-for-profits, benevolent special interests groups, and the towns and villages of Simcoe County.
  15. In 2020, at the height of the pandemic, the Producer and crew were nominated for and voted to the highest levels for an award for altruism presented by the City of Barrie and the Greater Barrie Chamber of Commerce.

Innisfil Mayor and Council - No plausible deniability

One thing politicians and regulators like to do is deny knowledge of something that is not beneficial to their position to know about. As we just learned today, this tactic of "plausible deniability"already seems to be in play at "Mortgage Professionals Canada"a regulatory body that is said to employ Renee Dadswell.

Suddenly our emails, which went through without issue a week ago, are now being bounced at the server level.

Today, we emailed Mayor Dollin and carbon copied every member of Innisfil City Council advising them of our documentary and providing some details of the multi-level cover-up that seems to be happening at the South Simcoe Police Service. Obviously, our goal is to ensure that this story, which focuses on affluent and influential members of Innisfil's business community, is not just brushed under the rug as seems to be the intent.

The law applies to everybody, and no amount of shuffling, ignoring, or denial is going to make this story or us go away.

The picture is a link to the email I sent. We now have on file automated confirmation emails confirming each delivery.

The content is also below for those who cannot open the PDF file.

The picture is a link to the email I sent.

The picture is a link to the email I sent.

Mayor Dollin and Council:

I wish to bring to your attention a documentary we are now producing about the crime of usury, also known as loansharking, that was committed by brokers at Verico the Mortgage Station in Lefroy.

To be more specific, it is the first of six programs about Pandemic Profiteers that we are now producing for broadcast television and streaming purpose. Only the first one takes place in Innisfil.

Our website is not complete, but the first article can be found at HTTPS://www.fivepointsmedia.ca/south-simcoe-police-service-is-protecting-a-loanshark.html

I suggest that it is in your best interests to read the content and review the evidence that we have now provided to anybody who is interested. We have nothing to hide.

This article is currently being read and shared across our region more quickly than is true of any of the 300+ videos we have produced for and donated to our community during the past seven years, and we have not yet boosted it on social media.

I do not know what relationship your Council has with the South Simcoe Police Service as they are under Simcoe County and you are the City of Innisfil. Perhaps one of you could advise me for future reference.

I think it is obvious that the investigating detective in this matter was motivated by outside influences to ignore evidence and to assist the affluent perpetrators of serious criminal activity.

I have to ask how many others, such as new immigrants, young families, and the elderly have been duped by the supposedly trustworthy and regulated brokers of this financial service.

Further, I am concerned that the higher ranking officers of the South Simcoe Police Service seem incapable of discerning the difference between 12% interest and that charged on a short term at the criminal rate of 120%.

I was charged $499.75 for a 46-day loan of $2,000.oo. This represents an interest rate of 10% per month or 120% per year. The broker also deducted an "administrative fee"of $200.00 that I did not agree to. Although they reluctantly returned the "administrative fee" after I advised them chapter and verse of their violations under the Criminal Code of Canada, the amount charged as interest, that being 120% per year, is twice the legal limit.

Section 347 of the Criminal Code of Canada sets the maximum allowable annualized interest that may be charged at 60% - interest charged above that level is considered usury and is a criminal offence.

347(1) Despite any other Act of Parliament, every one who enters into an agreement or arrangement to receive interest at a criminal rate, or receives a payment or partial payment of interest at a criminal rate, is (a) guilty of an indictable offence and liable to imprisonment for a term not exceeding five years; or (b) guilty of an offence punishable on summary conviction and liable to a fine not exceeding $25,000 or to imprisonment for a term not exceeding six months or to both.

The blatantly transparent coverup being orchestrated by the South Simcoe Police Service has turned a smaller story of limited interest into one that is now attracting various mainstream media.

Many of you know me. I am not given to flights of fancy or unfounded allegations. My team and I have produced and donated more than 300 videos in support of 180 charities, benevolent community groups, and not-for-profits. We have also produced at no cost videos of community events in Innisfil, Barrie, and Oro-Medonte. The value of those fully donated services exceeds $600,000.00 and is the reason we were voted finalists for the 2020 Award for Altruism presented by the Barrie Chamber of Commerce and the City of Barrie.

I am a serious internationally experienced journalist who has reported from war zones for the British equivalent of CNN and I was the Deputy Editor of a National European newspaper that was the regional division of the Washington Times.

I have also supported the right to Freedom of the Press so unyieldingly that I was arrested and imprisoned for refusing to drop a story about a corrupt politician. I forced the issue to trial, and those charges were dropped by the Crown as unsupportable and then dismissed entirely by the court as violations of the Charter of Rights and Freedoms.

For reasons unknown, but which are certainly guess-worthy, the investigating Detective and his supervising Inspector are refusing to view evidence, deliberately miscalculating reality to the benefit of affluent mortgage brokers, and are now refusing to review their "errors".

Chief Van Dyke has been apprised of developments by me, but I cannot speak to his direct involvement if any.

I reserve the right to include the content or a printout of this correspondence as part of our articles.

Regards,

John Ironside

Producer / Director

Five Points Media

A division of the Ontario Community Awareness Network

A registered not-for-profit

Big Blue Box Studios

1-310 Innisfil St. (corner of Essa Rd.)

Barrie, Ontario, L4N 3G3

Studio: 705-828-5605

Cell: 416-996-2786

Email: jironside@fivepointsmedia.ca

Web: www.fivepointsmedia.ca

FB: https://www.facebook.com/FivePointsMedia/

Throughout 2014-2023, our crew at 3B Solutions and Five Points Media has been identified as the "Best Videography in Barrie"by Three Best Rated; an independent consumer advocacy group that bases their ratings on testimonials and referrals from local businesses.

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