Why These Multi-Million and Multi-Billion Dollar Corporations Will Not Challenge Us
Our primary studio.

Verico the Mortgage Station

Loan Sharks Defrauding Seniors in Simcoe County Now Hiding Behind a Wall of Lies and Deception.

A documentary in production for broadcast and streaming

Five Points Media is a provincially registered media company and community channel.

Production: 416-996-2786 ~ Email jironside@fivepointsmedia.ca

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Our reports and evidence remain 100% uncontested by any identified person.
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This 'threat' was sent by an anonymous coward who feared signing their own name.

Why is the HomeEquity Bank, an asset of the Ontario Teachers' Pension Plan (OTPP), valued at more than $247.5B, working with loan shark mortgage brokers who prey on seniors and veterans, while draining the resources of local charities, and why are they afraid to challenge the evidence and allegations of a small not-for-profit?


UNREFUTED FACTS - CLICK HERE

  1. Our articles have been online throughout the time shown above; however, we have not received a single challenge to our fully-supported alllegations.
  2. All three brokers who are key to this documentary, David Flude, Lisa Purchase, and Renee Dadswell, have admitted in writing to our allegations.
  3. We have made multiple offers for the brokers of Verico the Mortgage Station and their various corporate allies to explain their side of the story.
  4. Despite our multiple offers of détente, not a single representatives of any of these multi-million and multi-billon dollar companies has stepped up.
  5. We have offerred to cancel this documentary, and to delete all articles and videos, if any of the accused can disprove our claims on camera using evidence.
  6. So far, none of them have shown the courage to stand up and disprove our claims, meaning all of our allegations remain 100 per cent uncontested.
  7. These purportedly 'legitimate' companies, who secretly lie to their clients about us, appear so afraid of our evidence they will not challenge our allegations.
  8. If we were not factual in our reporting, any of those corporations could have attained a cease and desist order or other injunctive relief against us.
  9. Instead, all these wealthy corporations seem willing or able to do is hide in the dark and hope that their clients do not learn the truth.
  10. So far, 97% of comments made online or through emails, direct messaging, etc. have been supportive of our exposure of these criminal acts.
  11. The South Simcoe Police Service is subject to pending investigation after omitting evidence and falsify figures to help the wealthy brokers.
  12. The Producer is 35-year media veteran who has worked as an international television news in places like Bosnia and the Middle East, and as the Deputy Editor of a national European newspaper owned by the Washington Times.
  13. The Producer has also passed on that knowledge and experience by teaching at three community and private colleges in Ontario and British Columbia.
  14. The Producer and crew of this expose documentary represent a not-for-profit community channel that since 2014 has donated more than $700,000.00 worth of services to more than 185 local charities, not-for-profits, benevolent special interests groups, and the towns and villages of Simcoe County.
  15. In 2020, at the height of the pandemic, the Producer and crew were nominated for and voted to the highest levels for an award for altruism presented by the City of Barrie and the Greater Barrie Chamber of Commerce.


Why These Multi-Million and Multi-Billion Dollar Corporations Will Not Challenge Us

In this image, our Producer, John, who David Flude labeled 'a serial agitator', walked several miles during a quiet moment in a blizzard, to deliver life saving sleeping bags to a homeless couple, one of whom needs surgery.

In sharp contrast, our team is positively acknowledged for having donated more than $700,000.00 worth of services to our community, through the production and donation of more than 350 fundraising and awareness videos, gifted to more than 180 charities, not-for-profits, and benevolent community groups. This resulted, during the height of the pandemic, with our team being nominated and voted to the highest levels for the City of Barrie award for altruism. Further, we have developed a hard-earned reputation for being the ONLY media service in Barrie that will actively pursue stories that the establishment does not want to be made public. Our efforts have included factual reports about a well-connected fraudulent landlord who was targeting single mothers, against whom the Barrie Police Service refused to act until after we released our story. We also exposed an absentee slumlord whose negligence contributed to the death of a disabled man, against whom no action was taken until we presented the truth through a series of articles, and a video through which we showed in graphic detail how the man had been forced to live before being found dead from exposure. We have also exposed corruption involving a local wealthy business who was able to solicit direct support from the Chamber of Commerce, and we are currently actively exposing corruption and abuse of authority by the City of Barrie Mayor and Council.

Our team is loved by the citizens who have been forced to live without a voice, and we are hated by the corrupt who want us silenced, but who have been warned about our history, and not to abuse the courts to attack us.

Thousands of followers, both registered and otherwise, laud praise upon us through comments like those you can see in this post, and groups supporting organized labour like the North Simcoe Muskoka District Labour Council and the Barrie & District Labour Council financially support our efforts to expose corruption. Meanwhile, our opponents have taken more insidious action, including the laying of false charges that were dismissed by the court as being transparent abuses of our rights under the Charter of Rights and Freedoms to expose the truth, and even drive by shootings of our studio and home that also failed to intimidate us.

Regardless, none of those efforts have ever worked, and we maintain a one hundred percent record of victory defending against both intimidation motivated civil abuses and unsupportable criminal allegations.

That is likely why the brokers of Verico the Mortgage Station, and their insidious allies at Verico Financial Group Inc. and HomeEquity Bank have shown every sign of experiencing great difficulty in finding a lawyer who will accept their retainer. Lawyers don't like to be humiliated in court, and especially so when the opponent is a legal novice with no education and limited experience in litigation. Those lawyers would only be intimidated if they know their potential client is lying, that the target of the litigation has the evidence to prove their claims, and that they have demonstrated that they know how to effectively present it in a court of law. Wealthy individuals and corrupt corporations used to be able to take advantage of the authority of the civil court system by filing abusive litigation known as a Strategic Litigation Against Public Participation (SLAPP) lawsuit, but that all changed a few years ago under an order of the Supreme Court of Canada, and now, all claims that are abusive in nature, or intended to intimidate, are dismissed with costs against the abuser once it becomes clear that the evidence counters the fraudulent claims. Also, few lawyers will now accept this kind of bullying litigation, as doing so will harm their professional reputation.

Whenever a perpetrator has abused the justice system to intimidate us, we forced the claim to trial where evidence revealed the truth, granting us a 100% success rate when defending our right to tell the truth.

It is strongly due to our ability to debunk false allegations using evidence, that David Flude's lame 'threats' of civil action have, after a full year, never seen the light of day. It is also likely why that exercise in huff, puff, and bluff was sent to us by the Principal Broker and presumed owner of Verico the Mortgage Station while he hid behind anonymity. It is because of their own actions that the brokers of Verico the Mortgage Station, and their corporate collaborators at Verico Financial Group Inc. and HomeEquity Bank cannot see that it is their actions that have ensured that their clients learn more every day about their lack of professional standards and ethics. Instead of standing up and addressing the matter, like ethical professionals working in the trust driven financial sector, they have all hidden for two and a half years, and they even sunk so low as to try to censor the truth they lack the courage to defend against, first of social media and then a year later against our website. After two and a half years of watching these multi-million and multi-billion-dollar corporations try to ooze their way out of their own criminal and ethical abuses of trust, it is getting to be like watching the steamroller scene in 'Austin Powers International Man Of Mystery' when a guard has every opportunity to evade a gruesome end, but chooses to stand without moving while a very slowly advancing steamroller crawls over him and crushes him into goo.

We understand that these corporations have resources, but they are bleeding money now as more potential clients find the truth, and it is 100% their own doing, as all we have done is tell the truth of their actions.

It is our credibility as committed community supporters making allegations against loan sharks who defraud seniors that caused the brokers of Verico the Mortgage Station, and then their allies at Verico Financial Group Inc. and HomeEquity Bank to duck for cover rather than confront the facts. People are not idiots, and they know what it means when they see a small not-for-profit community channel going unchallenged, while for more than two years making allegations of criminality against multi-million and multi-billion-dollar corporations. That credibility increases further when evidence is presented to show that detectives of the South Simcoe Police Service were somehow 'motivated' to falsify figures and omit key evidence so they could manufacture a 'get out of jail free card' for the multi-million-dollar brokers who have multi-billion-dollar friends. People can see that when we released those videos, and when we accused the Councillors of Simcoe County of turning a blind eye to the actions of those detectives, we were fully prepared to be arrested and charged with whatever contrived fantasy officials might think would make us stop reporting on this story. Then, the simple fact that neither of those official groups took any action of any kind, again increased our credibility, as everybody knows there must be a reason.

Our reputation for fighting and winning in court, based on the evidence, is grounds for some respect, as is our history of reporting regardless of threats, but neither warrant that kind of reckless abandon by officials.

Now, due to our fully supported reporting and our hard earned reputation for refusing to capitulate to threats and bullying, multiple posts published by Verico the Mortgage Station strongly suggest the company is dying a slow and painful death as agents and brokers abandon them, they appear to have been abandoned by their former colleagues, they are being forced to convert offices intended for an expansion into apartments to generate cashflow, and they are now selling their newly built customized offices at a fire sale price.

Those offices were on the block last year asking $4.5 million, but that price has dropped by $1,000,000.00, suggesting that due to our reporting, potential buyers understand they are dealing with a motivated seller.

Also, our visitor logs show that HomeEquity Bank is losing upwards of eighty million dollars a year in lost opportunity, as our reporting is now being shared on social media by other brokers, brokerage chains, and lenders. Their intent, clearly, is to use our reporting to bring harm to Verico the Mortgage Station, Verico Financial Group Inc. and HomeEquity Bank, which is something that would never have been able to happen if just one senior representative of any of the companies had simply met with us many months ago, and presented evidence that counters our allegations against them of two serious offences listed below in the Criminal Code of Canada.

347 (1) Despite any other Act of Parliament, every one who enters into an agreement or arrangement to receive interest at a criminal rate, or receives a payment or partial payment of interest at a criminal rate, is
(a) guilty of an indictable offence and liable to imprisonment for a term not exceeding five years; or
(b) guilty of an offence punishable on summary conviction and liable to a fine of not more than $25,000 or to imprisonment for a term of not more than two years less a day, or to both.

341 Every one who, for a fraudulent purpose, takes, obtains, removes or conceals anything is guilty of an indictable offence and liable to imprisonment for a term not exceeding two years.

The only question now remaining is just how deep of a hole are these supposed financial professionals willing to dig before their clients or stockholders compel them to crawl back into the bright light of scrutiny?


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