Our Absence Made Your Hearts Grow Fonder
Our primary studio.

Verico the Mortgage Station

Loan Sharks Defrauding Seniors in Simcoe County Now Hiding Behind a Wall of Lies and Deception.

A documentary in production for broadcast and streaming

Five Points Media is a provincially registered media company and community channel.

Production: 416-996-2786 ~ Email jironside@fivepointsmedia.ca

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Our reports and evidence remain 100% uncontested by any identified person.
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This 'threat' was sent by an anonymous coward who feared signing their own name.

Why is the HomeEquity Bank, an asset of the Ontario Teachers' Pension Plan (OTPP), valued at more than $247.5B, working with loan shark mortgage brokers who prey on seniors and veterans, while draining the resources of local charities, and why are they afraid to challenge the evidence and allegations of a small not-for-profit?

UNREFUTED FACTS - CLICK HERE

  1. Our articles have been online throughout the time shown above; however, we have not received a single challenge to our fully-supported alllegations.
  2. All three brokers who are key to this documentary, David Flude, Lisa Purchase, and Renee Dadswell, have admitted in writing to our allegations.
  3. We have made multiple offers for the brokers of Verico the Mortgage Station and their various corporate allies to explain their side of the story.
  4. Despite our multiple offers of détente, not a single representatives of any of these multi-million and multi-billon dollar companies has stepped up.
  5. We have offerred to cancel this documentary, and to delete all articles and videos, if any of the accused can disprove our claims on camera using evidence.
  6. So far, none of them have shown the courage to stand up and disprove our claims, meaning all of our allegations remain 100 per cent uncontested.
  7. These purportedly 'legitimate' companies, who secretly lie to their clients about us, appear so afraid of our evidence they will not challenge our allegations.
  8. If we were not factual in our reporting, any of those corporations could have attained a cease and desist order or other injunctive relief against us.
  9. Instead, all these wealthy corporations seem willing or able to do is hide in the dark and hope that their clients do not learn the truth.
  10. So far, 97% of comments made online or through emails, direct messaging, etc. have been supportive of our exposure of these criminal acts.
  11. The South Simcoe Police Service is subject to pending investigation after omitting evidence and falsify figures to help the wealthy brokers.
  12. The Producer is 35-year media veteran who has worked as an international television news in places like Bosnia and the Middle East, and as the Deputy Editor of a national European newspaper owned by the Washington Times.
  13. The Producer has also passed on that knowledge and experience by teaching at three community and private colleges in Ontario and British Columbia.
  14. The Producer and crew of this expose documentary represent a not-for-profit community channel that since 2014 has donated more than $700,000.00 worth of services to more than 185 local charities, not-for-profits, benevolent special interests groups, and the towns and villages of Simcoe County.
  15. In 2020, at the height of the pandemic, the Producer and crew were nominated for and voted to the highest levels for an award for altruism presented by the City of Barrie and the Greater Barrie Chamber of Commerce.

Our Absence Made Your Hearts Grow Fonder

As our frequent and returning followers know, we spend time analysing the data of our visitors to this story, and we change our practices accordingly to improve the likelihood of their return. Afterall, our primary concern here is to warn seniors and veterans of potential fraud, as has been committed and confessed to by the brokers of Verico the Mortgage Station and covered for by the boards of directors of Verico Financial Group Inc. and HomeEquity Bank.

The data relating to our short time away from this story is quite interesting, and in some ways surprising.

In the middle of November 2024, we diverted our focus and resources to defend the rights of the homeless citizens of Canada living in Barrie, many of whom are the victims of mortgage fraud. Except for a couple of minor articles posted here when we were able, this story was left to forge forth under its own steam.

Much to our surprise, it didn't flounder but flew.

The graph shown here is as close to an accurate correlation of the data as our AI art tools would generate. As is clear, in January our viewership was much smaller than now. However, our focus currently is on that last sector, starting with the short dip in the middle of the last quarter.

An interesting series of factors actually caused our readership to increase while we were away.

An interesting series of factors actually caused our readership to increase while we were away.

It seems obvious that despite unethical and likely illegal attempts to delist this story, against which the corporations will not defend, our audience has reached critical mass and will now grow on its own.

That dip represents when we stopped posting in mid-November so we could focus on helping the homeless, who are Canada's refugees of provincial rent deregulation and the dramatic reduction of mental health and addiction services. We expected to lose some followers, but were surprised it was only about 5 percent. Then due to nothing we did, they came back, and they brought a bunch of friends. Not only did we unexpectedly recover the people we had lost, but we also gained an extra ten percent, most likely due to the change in weather when more people are online. Then, after our post on December 16, 2024, it suddenly spiked higher than ever, as if those who have been sharing our material all came back with many of their followers. We are still correlating that data regarding who was spying on us from one of the exposed companies, and who was a genuinely interested potential client for them who we successfully warned.

We could help but notice the number of links coming in from social media, and especially Facebook.

As we have noted now for several months that we know some competing brokers and other professionals in the mortgage industry are sending links to our stories to potential clients, telling them why they should stay away from Verico the Mortgage Station, Verico Financial Group Inc. and HomeEquity Bank. They are also posting details on their social media as a service to the seniors and veterans who are the targets of loan sharking and criminal collusion by the brokers of Verico the Mortgage Station, and their apparently former collaborators at Verico Financial Group Inc. and HomeEquity Bank.

That has nothing to do with us, other than to increase our traffic, and the exposure of the criminal and ethical abuse of trust by Verico the Mortgage Station, Verico Financial Group Inc, and the HomeEquity Bank.

We also know that the exposure of their criminal and ethical abuses of trust have brought financial harm to the brokers of Verico the Mortgage Station. The recently built customized offices of Verico the Mortgage Station, located at 1370 Killarney Beach Road, were put up for sale, and had been on the market for many months during which time, they dropped the price by nearly half a million dollars. It is now no longer listed but still included in multiple Real Estate databases, which means it might have been sold. The brokers had also had to convert offices, that were touted as being needed for a planned expansion, into apartments, apparently to generate cashflow due to what we assume was a dramatic drop in sales. If that is not enough, they have lost several brokers and agents, who they have not replaced. Meanwhile, due to our fully supported and uncontested exposure of their collaboration in this ongoing story of criminal and ethical abuses of trust, the HomeEquity Bank is calculated to be losing upwards of eighty-million-dollars a year in potential opportunity, as seniors and veterans find our story, relate to us as philanthropic community members who were victimized by loan sharks, and purchase a reverse mortgage from another bank or financing company.

Neither of these realities are a good sign of continued longevity for well-established and once respected corporations, which the people can see are simply hiding from our evidence, hoping we just go away.

Based on this data, we have decided to move forward in the new year with our long-planned social media campaign. This will include the posting and boosting of a series of videos detailing the criminal and ethical abuses of trust committed by the brokers of Verico the Mortgage Station, and their collaborators at Verico Financial Group Inc. and HomeEquity Bank. Our first release will be during the week of the holidays when more people are home and online. Given that Christmas Day falls this year on a Wednesday, it is far more likely that most people will choose to take the week off. Also, many businesses, such as those in manufacturing, will be shutting down until after New Years, simply to save on losses caused by missing personnel and the need to fire up the production line for a day or two at a time.

The holidays are also the one time of the year when families come together, at which time they consider the best plan forward for their aging parents and help them to research available options.

During that time, we will also be updating and optimizing this website to work better with social media and the search engines. On the advice of our SEO specialist, will also be merging some stories, and editing or updating others. Finally, we will be engaging measures to countermand the latest ethically corrupt tactics of censorship undertaken by one or more of the corrupt corporations who committed the criminal acts of usury and/or Fraudulent Concealment

347 (1) Despite any other Act of Parliament, every one who enters into an agreement or arrangement to receive interest at a criminal rate, or receives a payment or partial payment of interest at a criminal rate, is
(a) guilty of an indictable offence and liable to imprisonment for a term not exceeding five years; or
(b) guilty of an offence punishable on summary conviction and liable to a fine of not more than $25,000 or to imprisonment for a term of not more than two years less a day, or to both.
341 Every one who, for a fraudulent purpose, takes, obtains, removes or conceals anything is guilty of an indictable offence and liable to imprisonment for a term not exceeding two years.

We are confident that the brokers of Verico the Mortgage Station and their equally corrupt and cowardly collaborators at Verico Financial Group Inc. and HomeEquity Bank thought and hoped we had just gone away, but all they have accomplished is to turn a short bit of painful exposure in three years of suffering.

As can be seen in our most recent article "Mainstream Media Checking All Angles As Provincial War On Homeless Heats Up" our absence due to helping to advocate for the homeless citizens of Barrie, and by extension Canada, has opened a whole new front that is attracting mainstream media and others with a vested interest. As part of our call out, we are openly challenging not only the mayor of Barrie, but also Premier Doug Ford, who is brazenly abusing his authority, once again, by misusing the Notwithstanding Clause to circumvent the Charter rights of Canadian Citizens whose only 'crime' is extreme poverty.

As a result, we have seen a stream of visits from provincial ministries and offices, including those who oversee both the monitoring and policing of activities of financial service providers, like mortgage brokers and banks.

Our actions on that seemingly non-associated front are drawing more attention to this story about mortgage fraud as committed in collaboration by three corporations against seniors and veterans, as we are not hiding the fact that this documentary is being produced by Five Points Media. As we can backtrack the journalists and others who review our materials, we know that cross talk is a significant component in the calculation of how many visitors come to this story, and where they came from and then went to afterward. Evidently, it seems to be of interest to those who are supposed to be monitoring and policing these financial corporations, exactly why multi-million and multi-billion-dollar corporations are doing NOTHING to defend against, nor to disprove, the claims of a small, not-for-profit, social enterprise that donates all services to every charity, not-for-profit, and benevolent community group that asks for help.

Journalists, government auditors, and potential customers understand that only those who have a good reason to hide do so, only those who can prove their allegations challenge multi-million and multi-billion-dollar corporations, and those who will not defend their actions are usually guilty.

Our fully functional kitchen set.